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PM GARIB KALYAN YOJANA 2020 – PMGKY Benefits and Features


PM Garib Kalyan Yojana (PMGKY): The overall progress of every nation is also measured by the parameters of the health and wealth of its citizens. All countries either they are poor or rich spend as much of their budget as possible on the health of the countrymen. India is also contributing a big part of its budget for providing good healthcare services.

To help these persons Hon’ble Prime Minister Narender Modi launched a new welfare scheme for these persons i.e. known as “PRIME MINISTER GARIB KALYAN YOJANA 2020 – (PMGKY)”


According to the overall data of corona patients and their death ratio the densely populated areas, poor diet, drug addiction, and non-hygiene are the main causes of an increased ratio of corona patients. Stay home and healthy diet is beneficial to cure the COVID – 19. Most of the Corona patients belong to a very poor section of the nation and are not aware of this disease also they can not afford healthy food. So to eradicate this problem the government of India framed this welfare scheme, only for needy and poor sections of the society.

 Due to the ill health of Corona patients, they are not able to do a job and facing so many monitory problems and also not to afford healthy food. So under this scheme, the main objective of the government of India is to provide financial help to CORONA patients so that they afford nutritious and healthy food. This scheme is a direct benefit transfer (DBT) scheme in which financial help directly transfer to the Aadhar linked bank account of the beneficiary.

Purpose of Garib Kalyan Yojana

  • These days the whole world is facing a big medical issue i.e. Coronavirus which is officially known as COVID – 19.
  • This virus is so dangerous and captures almost all big and powerful countries.
  • COVID – 19 not only harmful for people but also for the economy of the world, every government lockdown their countries, due to which industries and other offices have been shut down results in a fall in economy and development.
  • The people who earn their bread by doing labor work or selling daily needs things have to sit idle at home without any work it becomes difficult for them to fulfill their daily needs due to this lockdown, they do not have even food to eat.

Highlighted Points of GARIB KALYAN YOJANA

  1. The scheme named Prime Minister Garib Kalyan Yojana 2020.
  2. This scheme is launched by Hon’ble Prime minister of India Narender Modi.
  3. Home ministry of India announced that the total budget of Rs. 1.7 lakh crore spend under this scheme for the poor citizens of India.
  4. This scheme is mainly a collaboration of many schemes such as PM Kisan Yojana, Ujjwala Yojana, and PM Jan Dhan Yojana.

Key Features of Gareeb kalian Yojana 2021

Scheme Name: Gareeb Kalyan Yojana
Beneficiaries: Poor People Of India
Farmer’s Benefits: Rs. 2000
Benefits for Ration Card Holders: 5 KG Ration Free
Ujjawala Scheme: Free Cylinder for Three Months
Jan Dhan Account Holders: Rs. 500 for women’s Account
Pension Scheme: Rs. 1000 for the widow, Senior Citizens, Disables
Corona Warrior Doctors: Will Get 50 Lakh Insurance
Construction Workers: Will get Financial Help
Employees EPF Help: Will be paid by Govt. for three months(T&C)

Beneficiaries & Benefits Under This Scheme

Indian Citizens

Under this scheme, only Indian citizens can avail of the benefits of this scheme. In this only people who are financially not sound can take benefits from this scheme.


There is also a provision of help for MANREGA workers. Financial help is increased to Rs 202 Per day to all the active workers. Some of the States have applied the Scheme and others are planning to apply as soon as possible.

Ration Card Holders

Approximate 80 crore citizens of India are ration cardholders, in this scheme government provides them 5 KG ration free of cost so that they are not facing any food-related issue during this lockdown period.

Real Corona Warriors

Under this scheme government of India insured the doctors, nurses  and staff with insurance coverage of Rs. 50 Lakh.

Registered Farmers under Kisan Yojana

The government will provide the financial help of Rs. 2000 to those farmers who are registered under PM Kisan Yojana, this amount will be directly transferred to the Aadhar card-linked bank account of the beneficiary.

Registered Persons Under Jan Dhan Yojana

Under this scheme, those persons registered under PM Jan Dhan Yojana will get the benefit Rs. 500 for the next three months from April to June month.

Widow, Poor, Citizens, Disabled and Senior Citizens

This scheme also covers the helpless and dependant community of the country. The government will provide Rs. 1000 to these above-said persons for the next three months.

Ujjawala Yojana

Under this scheme government will also provide a free LPG cylinder to those persons who are registered under Ujjwala Yojana for the next three months.

SHG Workers

In this scheme government will give the extra benefits of Rs. 10 lakh collateral loan to SHG workers.

Construction Workers

Under this scheme, the Welfare of Building and other construction workers has given the funds of Rs. 31000 crore to construction workers.

EPF Benefits

The finance ministry of India also announced that they will pay the EPF of employee and employer 24% (12%+12%) to those who have less than 100 employees in the company and their salary must be less than or equal to Rs.15000

Frequently Asked Questions

This is the new update for the PM Gareeb Kalyan Yojana. If you have any question then you can ask those. There are some questions that are answered here. Check them all. For other that this write to us. we will provide you the details available.

How to Apply for Greeb Kalyan Yojana?

There is no need to apply for the scheme. The government is providing help by existing schemes.

How much amount of ration a Ration Card Holder will Get?

5 KG ration will be given free of cost to the Ration Card Holders.

Is Ration free or on subsidized rate under Greeb Kalyan Yojana?

Ration given to Ration Card holders is free of cost up-to 5kg.

Who will get Free Gas Cylinder?

Ujjwala Scheme Beneficiary will get free gas cylinder for three months.

What is the help given to Farmers?

Rs. 1000 will be given to the farmers and will be provided from April month.

Can all the Jan Dhan yojana card-holders will get Rs. 500?

Only women who have Jan-Dhan account will get the benefits.

Source: lokyojana.in